Capital Impact Simulator
Acculeap Analytics

Capital Impact Simulator

How CBK's draft Prudential Guidelines (2026) move a bank's capital ratios

Masterclass edition · indicative
Step 1 · Choose a bank

Banks A to C are illustrative profiles, not real institutions. Choose "Your bank" to enter figures from your own published financial statements.

Step 2 · Pull the levers

Levers

Step 3 · See the impact

2026 draft rules against the 2013 position

Ratios against requirements

2026 draft2013 basis2026 requirement incl. buffers

What moved the total capital ratio (percentage points)

Numerator and denominator (KES billion)

If the bank were designated a D-SIB

Total capital headroom under each bucket, holding everything else as set.

Step 4 · Management actions

What could the bank do?

Each effect is shown on its own; tick several to see them together.
Next step

Turn the gap into a plan

This simulator is directional. A full assessment uses your exposure-level data to quantify the impact precisely, test the management actions and prepare your QIS and CBK submission.

User guide (PDF)

Request a balance-sheet optimisation session

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Request a session

Or email inquiry@acculeap-analytics.com, or call +254 116 109 109.